HealthSmart Benefit Solutions understands that employers are
looking for help controlling skyrocketing employee
We also know that certain universal trends are
impacting the cost and delivery of health care throughout
• Aging population
• Chronic illness (obesity)
• Increasing medical technology costs
• Increasing cost and use of prescription drug
These are trends that offer little hope that the
large rate increases of recent years will soon retreat.
For some employers, shifting a portion of the costs to
employees has provided a bit of temporary relief from rising
costs. For others, who may be locked into providing
certain benefit levels by collective bargaining
agreements, this strategy has not been an option.
Either way, cost shifting to employees cannot produce
long term reductions in healthcare trend. We think it
is time to once again assess overall strategies for
controlling healthcare costs.
At HealthSmart Benefit Solutions our approach to controlling the rate of
increase in healthcare costs is twofold:
1) Efficient and Effective Plan Administration
2) Consumer Empowerment